Hail Damaged Roof: How to Make Insurance Claim for Hail Damage on Roof in Dallas and Fort Worth TX

A hail damaged roof on your home is usually considered to be a major issue that requires immediate attention. Often times we in Dallas and Forth Worth Texas take for granted the protection and security our roofs offer until a problem arises. It is important to be aware that hail can damage a roof very quickly. Being able to recognize what hail damage looks like, and the actions to take if hail damage is present can be a big time and money saver for you.

No roof, no matter how well constructed it may be, is safe from hail damage in Dallas.There are roofs on the market that hold up better to hail than other types, but all succum to hail damage at some point.

Just because all your shingles are in place does not necessarily mean your roof is fine. High winds damage shingles, not hail. Hail damage is harder to detect than just missing shingles, and with an asphalt style roof the task of detecting a hail damaged roof might be even harder.

If you think a hail storm might be the cause of damage to your roof you might want to get your insurance involved. The first thing you should do is document the hail damage by photographing the property while hail is still on the ground or on the roof. Make sure you write lots of notes about the photos and be sure the date is present on the photos. Photograph the entire roof. If your roof and house appear to be in good condition after the storm, it is still important to save these pictures for future reference.

The following day, or after the hail storm has passed and the roof has had time to dry, inspect the area near where the gutters drain into the down spouts. Look for granules that cover the asphalt shingles. If hail damage has occurred, the hail will have loosened the granules from the asphalt shingles, these areas will begin to take on a weathered look. Photograph these areas.

Once you find evidence of hail damage in the form of weathered hailstone size spots on your shingles, it is time to get a professional opinion from a general contractor in Dallas concerning detecting and repairing your hail damaged roof. You can then combine the contractor’s inspection report with the pictures and submit it to your insurance agency.

All insurance policies are different; therefore you should be aware of how your policy handles hail damage to roof. Some insurance companies give you up to a year to make a claim, while others give you less time. Be sure to make the insurance claim for your hail damaged roof within the allotted time period, otherwise you could be paying out of your own pocket for the hail damaged roof repairs. Know what your policy covers and how to file a claim before you have to deal with hail damage in Dallas TX.

For more information on filing an insurance claim, contact Miller Weedn, the owner of Raintight General Contracting and an expert in fixing hail damage to roofs. If you are interested in getting a FREE estimate, give us a call at at (214) 693-6196 or click HERE.